Experience

Chime logo

Instant Loans & Growth - Chime

Senior Software Engineer

Chime·2024 — Present

Senior backend engineer on Chime's Instant Loans product — owning loan origination, payments, reconciliation, and reporting. Previously led the lean backend and data engineering team behind all paid marketing initiatives, where $360M+ in annual ad spend drove growth through efficient ad placement, CAC, and accurate attribution.

+8%Raised loan origination rates across the portfolio by proposing and shipping a move of the KYC verification check downstream in the origination flow.2h → 25mRewrote a critical bank reporting job from a 2-hour in-memory process into a 25-minute parallelized, fault-tolerant batch file process using Sidekiq batches and S3 server-side stitching.$360M+Led the paid marketing engineering team, enabling efficient ad placement and attribution to maximize growth while minimizing cost.2 weeks earlyDelivered affiliate vendor migration ahead of schedule, reducing affiliate CAC and time to market for new affiliates.→Designed a deferred deep-linking framework from scratch, enabling new mobile growth capabilities across multiple channels (Meta, Google, TikTok).
RubySidekiqSparkSQLData Engineering & IngestionTechnical LeadershipAirflow
Capital One logo

Supporting business critical systems - Capital One

Associate Software Engineer → Senior Software Engineer

Capital One·2020 — 2024

Rose through the ranks to Senior Software Engineer, most recently at their in-house settlements & clearing platform, processing 15b in transactions yearly. Before this team, I was on an enterprise contract data platform, which managed 10k suppliers data. Through these two teams, I learned system design, working cross-functionally, and driving outcomes in complex, regulated environments.

$15BYearly transaction volume processed by the platform I helped build and maintain5 → 0Reduced annual incidents from 5 to zero by implementing an active-active failover architecture33%Faster load times after refactoring ETL process that everyone had given up on→Led team of 10 engineers for AWS migration, selected from 35 engineers as main POC to 3+ external orgs such as partnerships, trade credit, and auths→Delivered enterprise AWS account migration ahead of schedule
AWSPythonSystem DesignTechnical LeadershipDistributed SystemsDynamoDB